Business insurance

According to Dutch law businesses are not obliged to insure against any risks that they run as a result of having a company. However, one can take out a business insurance to cover some of these risks on a voluntary basis via an insurer. Starting entrepreneurs may be eligible for a voluntary insurance at the Institute for Employee Benefit Schemes (Uitvoeringsinstituut Werknemersverzekeringen - UWV). 

Examples of business insurances are:

• company liability insurance (bedrijfsaansprakelijkheidsverzekering);
• company car insurance (bedrijfsautoverzekering);
• consequential loss insurance (bedrijfsschadeverzekering);
• professional indemnity insurance (beroepsaansprakelijkheidsverzekering);
• export credit insurance (exportkredietverzekering, EKV);
• goods-in-transit insurance (goederenverzekering);
• loss-of-income insurance (inkomensverzekering);
• machinery and equipment insurance (inventarisverzekering);
• credit insurance (kredietverzekering);
• buildings insurance (opstalverzekering);
• legal assistance insurance (rechtsbijstandverzekering);
• sick leave insurance (verzuimverzekering).

We are happy to assist you in choosing the appropriate insurances for your circumstances. Call or contact us for more information.