Business insurance


According to Dutch law businesses are not obliged to insure against any risks that they run as a result of having a company. However, one can take out a business insurance to cover some of these risks on a voluntary basis via an insurer. Starting entrepreneurs may be eligible for a voluntary insurance at the Institute for Employee Benefit Schemes (Uitvoeringsinstituut Werknemersverzekeringen - UWV). 

Examples of business insurances are:


  • company liability insurance (bedrijfsaansprakelijkheidsverzekering);
  • company car insurance (bedrijfsautoverzekering);
  • consequential loss insurance (bedrijfsschadeverzekering);
  • professional indemnity insurance (beroepsaansprakelijkheidsverzekering);
  • export credit insurance (exportkredietverzekering, EKV);
  • goods-in-transit insurance (goederenverzekering);
  • loss-of-income insurance (inkomensverzekering);
  • machinery and equipment insurance (inventarisverzekering);
  • credit insurance (kredietverzekering);
  • buildings insurance (opstalverzekering);
  • legal assistance insurance (rechtsbijstandverzekering);
  • sick leave insurance (verzuimverzekering).



We are happy to assist you in choosing the appropriate insurances for your circumstances. Call or contact us for more information.